Should I take part in the health insurance program offered by my employer?

In case your employer offers you to take part in the collective health insurance program, you should agree. Group programs usually have lower rates, compared to individual plans, and if your employer contributes to the premiums, you could face a very cheap health insurance deal. Ask your employer about the different plans available, and choose the one that suits best your insurance needs. In some cases employers will allow you to include family members to your health insurance plan, so make sure to consult on that too. In any case, your employer will probably offer much better conditions for health insurance coverage compared to individual plans.